Apply for a humm90 Mastercard online or through a Penot consultant and get a quick approval decision. Once approved, use your card to purchase your Penot windows, doors, or double glazing – financing the full amount with no deposit required. You’ll receive 12 months interest free* when you make minimum monthly payments on time each month. Transform your home now and spread the cost over 12 manageable monthly payments.

The minimum purchase amount is $400 to qualify for 12 months interest free financing through humm90. Most Penot window, door, and double glazing projects exceed this amount. Your Penot consultant can confirm eligibility for your specific project during your free quote.

Monthly payments depend on your total purchase amount. You’ll need to pay the greater of 3% of your eligible unpaid balance or $30 per month. For example, on a $6,000 window replacement, your initial minimum monthly payment would be around $180, decreasing each month as you pay down the balance. Additionally, a $99 annual fee applies on account opening (or $9.95 monthly fee for accounts opened after October 1, 2024)*. Your exact payment obligations will be confirmed in your humm90 account statements.

Yes! All Penot double glazing installations over $400 qualify for 12 months interest free* financing. This includes replacement double glazing for existing homes and new double glazed windows for renovations or new builds. Finance covers both materials and professional installation, making it easy to upgrade your home’s energy efficiency without a large upfront cost.

Yes! When you finance your Penot project through humm90, your purchase includes the complete cost – materials, windows/doors, and full professional installation. Everything is included in one financed amount, making budgeting simple and straightforward with no surprise additional costs.

Quality double glazed windows improve your home’s insulation and can help reduce heating and cooling costs. The amount you save depends on multiple factors including your home’s size, existing insulation, climate control usage, and local energy rates. Many Penot customers in Perth report noticeable reductions in their energy bills after installation. Energy-efficient windows can help offset your monthly finance payments through reduced utility costs, though individual results vary.

Quality windows and doors are widely recognized as valuable home improvements by real estate professionals. Energy-efficient double glazing is particularly appealing to buyers in Perth’s climate, where temperature control is a key comfort factor. While the exact impact on property value varies by location, property type, and market conditions, many homeowners find that window and door upgrades contribute positively to their home’s overall appeal and marketability when selling.

If you miss a minimum monthly payment by the due date, interest will be charged on your outstanding balance at the humm90 Expired Promotional Rate (currently 26.49% p.a.). This is significantly higher than the interest free rate, so it’s important to make at least the minimum payment by the due date shown on your monthly statement to maintain your interest free benefits. You can set up automatic payments through your humm90 account to help ensure you never miss a payment.

You can apply for a humm90 Mastercard online at humm90.com/au. The application takes just minutes to complete. Alternatively, speak with a Penot consultant who can guide you through the application process. To apply, you’ll need to be 18 years or older, a permanent Australian resident, hold valid Australian ID, and have a regular source of income. Most applications receive a decision within minutes, allowing you to proceed with your Penot project right away.

Contact Penot at (08) 6206 8231 or humm90 at 1300 115 533 for more information about financing your window, door, or double glazing project.